Recently, the virtual payment card community has been buzzing: WildCard, a virtual card platform favored by domestic users, suddenly announced on July 12, 2025, that it would cease all business operations! The news came too abruptly, and many users haven't even reacted yet; the official website yeka.ai is already inaccessible. It is understood that this shutdown is due to explicit requirements from relevant authorities, and WildCard's recharge channels have been completely blocked. Although the official statement indicates that the balance in the card can still be used for consumption, no one can say how long this status will last due to changes in policies from upstream issuing institutions. Many long-time users are as anxious as ants on a hot pan, especially those who have just recharged their cards, feeling utterly helpless.
WildCard Alternative Virtual Card Recommendations: VCard, PokePay, Dupay, WasabiCard
If you are also a "victim" of WildCard, don't panic! The wisest course of action now is to quickly spend the balance on your card to avoid further complications. As for which virtual card to use next for subscribing to overseas services like ChatGPT Plus, Netflix, Spotify, or for cross-border e-commerce shopping, don't worry; there are still many reliable alternative platforms available. Today, let's talk about a few recommended virtual cards that can help you switch seamlessly and continue enjoying overseas payments!
Why Did WildCard Suddenly "Run Away"?#
WildCard was popular among domestic users largely because it was easy to operate, supported recharges via Alipay and WeChat, and had a low entry threshold that even beginners could easily handle. Whether it was subscribing to AI services, recharging the App Store, or shopping overseas, WildCard could manage it all. Unfortunately, the good times didn't last long, and tightening policies forced it to come to a halt. Now, the balance can still be used, but no one knows when the issuing institution will "turn against" users. Therefore, the right approach is to spend the balance quickly and then find a new platform.
Recommended Alternative Virtual Cards: Four Platforms with Their Own Strengths#
There are many virtual card platforms on the market, but finding one that is both stable and suitable for domestic users requires careful selection. The following four platforms—PokePay, VCard, Dupay, WasabiCard—are currently popular choices, each with its highlights, catering to different user needs.
1. PokePay: Flexible Multi-Currency, Online and Offline Dual Use#
PokePay is a payment platform from Hong Kong, holding US MSB and Hong Kong MSO financial licenses, ensuring compliance. Its PokeCard supports both virtual and physical cards (the physical card is expected to be fully launched in early 2025), making it a versatile option for both online and offline use. PokePay supports multi-currency consumption, including USD, HKD, and even cryptocurrencies like USDT, making it suitable for subscribing to ChatGPT Plus, shopping on Amazon, or binding Alipay HK for QR code payments.
PokePay requires recharges through cryptocurrencies like USDT, making it more user-friendly for cryptocurrency users. If you are a beginner, you may need to buy some USDT on an exchange (like Binance) first, but fortunately, its rates are transparent, and the consumption limit can reach up to $200,000/month, suitable for large payment needs. Additionally, PokePay supports 3DS verification, which can handle some high-security payment scenarios, such as cross-border e-commerce advertising fees.
2. VCard: Low Fees, the First Choice for Cryptocurrency Users#
VCard is an old friend of cryptocurrency users, focusing on low fees and stability. It supports USDT recharges and can be linked to Alipay and WeChat for consumption, making it very user-friendly for domestic scenarios. VCard's virtual card is suitable for small online payments, such as subscribing to AI services, Netflix, or shopping on cross-border e-commerce platforms. Its entry threshold is low, and its fees are competitive compared to some older platforms.
However, the recharge process for VCard is slightly more complex, requiring completion through cryptocurrencies, which may be a bit challenging for beginners. But if you are already familiar with cryptocurrency operations, VCard is definitely a cost-effective and stable choice. It is recommended to use it in conjunction with other cards to avoid confusion during maintenance on a single platform.
3. Dupay: Established and Reliable, Easy to Operate#
Dupay is an established virtual card platform that has been operating for many years with a good reputation. It supports USDT recharges, making it suitable for users with a basic understanding of cryptocurrencies. Dupay's virtual card can be used to subscribe to ChatGPT Plus, OpenAI API, or pay for cross-border e-commerce advertising fees, offering great flexibility. Its advantages include platform stability, minimal maintenance periods, and a high payment success rate.
Dupay also has an app, making it more convenient to operate than some purely web-based platforms. However, its recharge method is mainly based on cryptocurrencies, which may require ordinary users to spend some time adapting. If you value stability and brand trust, Dupay is a good choice.
4. WasabiCard: Anonymous and Low-Key, a Good Helper for Small Purchases#
WasabiCard focuses on anonymity and low costs, making it particularly suitable for privacy-conscious users. It does not require strict KYC certification, and recharges are completed through USDT, making it easy to operate. WasabiCard's virtual card is suitable for small online purchases, such as subscribing to AI tools, Spotify, or some niche overseas services. Its fees are relatively low, making it suitable for users with limited budgets.
However, WasabiCard's stability is slightly inferior to the other platforms, and there may occasionally be instances of payments being blocked. It is recommended to use it as a backup card in conjunction with other platforms for more peace of mind.
How to Choose? Consider Your Needs!#
These four virtual cards each have their own characteristics, and which one to choose depends on your specific needs:
- Subscribing to AI Services: First choice is PokePay, with multi-currency support and 3DS verification for smoother payments.
- Cryptocurrency Users: VCard offers low fees and can be linked to Alipay and WeChat for convenient domestic consumption.
- Pursuing Stability: Dupay is an established platform with a high payment success rate, suitable for long-term use.
- Small Anonymous Transactions: WasabiCard requires no KYC, suitable for privacy needs.
It is advisable to hold two cards simultaneously, such as PokePay + VCard, to back each other up and avoid confusion when a single platform encounters issues. Pay attention to security during recharges, and try to purchase USDT through reputable exchanges to protect your funds.
Final Tips#
The sudden shutdown of WildCard has served as a wake-up call for many users: while virtual card platforms are convenient, policy risks are everywhere. While you can still use the balance on your card, hurry to spend it, and then switch to other platforms. Whether it's PokePay, VCard, Dupay, or WasabiCard, they can help you continue enjoying overseas services. When choosing a card, compare rates, stability, and usage scenarios to find the one that suits you best. I hope this recommendation can help you avoid detours, pay with peace of mind, and enjoy global transactions!