WildCard returns with a new platform 9191.AI, providing domestic users with a convenient option for ChatGPT Plus subscriptions. Following an investigation by relevant authorities on July 22, 2025, the original WildCard platform can no longer register or log in, and the new platform restarts services in a manner more compliant with regulatory requirements. Although virtual credit card numbers are no longer provided, the subscription process remains simple, supporting WeChat Pay, thus lowering the usage threshold for domestic users. The following details analyze the subscription mechanism, cost changes, and precautions of the 9191.AI platform to help users quickly understand and choose suitable services.
WildCard 9191AI Official Website: https://ucards.org/go/9191 (Use invitation code “LEIXUE” to enjoy a $1 discount)
9191.AI Platform: A New Choice for ChatGPT Plus Subscription#
9191.AI takes over WildCard, continuing the single-user single-card ChatGPT Plus subscription model. Users can log in with their existing WildCard accounts, and the new platform retains referral rewards while promising to support withdrawals as soon as possible. The subscription process has been optimized to upload the ChatGPT account's access token, generating a Stripe payment link with login status. This change stems from an upgrade in OpenAI's payment methods, rendering old payment links invalid and requiring account login status. Subscriptions support WeChat and bank card payments, with WeChat payments requiring name entry and QR code scanning to complete, and invoices sent via email for intuitive operation.
The new platform cancels real-name registration and will support email registration in the future, further lowering the registration threshold. The official also revealed that it may later support binding OpenAI accounts for recharging API quota, expanding service scenarios. For users wishing to subscribe to ChatGPT Plus directly with RMB, 9191.AI provides a convenient way, and the invitation code “LEIXUE” offers a $1 discount.
Subscription Fees and Refund Policy: Transparent but Higher Costs#
The subscription fees for 9191.AI have been adjusted due to the use of Stripe for payment processing. Stripe charges a processing fee of 3.4% plus $0.3 per transaction, with an additional 0.5% for international cards and a 2% currency conversion fee. To alleviate the platform's advance payment pressure, the subscription period is set to a minimum of 2 months, priced at $44.99 for 2 months and $64.99 for 3 months, which is higher than the previous single-month subscription cost. A full refund is available if the first month's subscription fails; if the account is banned after a successful first-month subscription, the $20 subscription fee for the next month can be refunded. If OpenAI agrees to a refund, the platform will return the corresponding amount within 7 working days.
The card opening fee and frozen balance for existing WildCard users may not be refundable, but they can enjoy cost price discounts during the membership validity period, protecting the rights of old users. The transparent fee design allows users to clearly understand the cost composition, but high processing fees and longer subscription periods may deter some users.
Comparison with Other U-Card Platforms: Convenience and Limitations Coexist#
Compared to other U-card platforms such as VCard, WasabiCard, Crydit, and BinPay, 9191.AI has the advantage of supporting WeChat payments, making it suitable for domestic users accustomed to RMB payments. The “5534” starting card number of VCard supports OpenAI subscriptions, paired with a real U.S. billing address and high purity U.S. IP, providing greater stability, making it suitable for users seeking long-term reliability.
However, 9191.AI no longer provides virtual credit card numbers, limiting users' flexibility in other scenarios. The original WildCard fees were already high, and the use of Stripe for payment processing further increases costs, making the overall cost-effectiveness inferior to other U-card platforms. For users needing multi-scenario payments or lower costs, platforms like VCard may be more attractive.
Usage Recommendations: How to Choose the Right Subscription Method#
For users who only need a ChatGPT Plus subscription and prefer WeChat payments, 9191.AI is a simple and direct choice. It is recommended to use the invitation code “LEIXUE” to enjoy discounts, and to confirm the validity of the ChatGPT account's access token before subscribing to ensure smooth payment. If stability is a priority or if virtual card support for other services is needed, it is advisable to choose VCard, as its card number and billing address generation tools can better meet OpenAI's payment requirements.
When subscribing, it is recommended to choose the 3-month package to lower the monthly cost while paying attention to account security to avoid account bans due to violations. The promised API quota recharge feature is worth looking forward to, as it can provide developers with more possibilities.
Summary Analysis#
As a continuation of WildCard, 9191.AI offers a convenient way for domestic users to subscribe to ChatGPT Plus, with WeChat payments and the cancellation of real-name registration lowering the usage threshold. However, high processing fees, longer subscription periods, and the discontinuation of virtual card numbers limit its cost-effectiveness and flexibility compared to U-card platforms like VCard. Users need to weigh their needs: if only a ChatGPT Plus subscription is needed, 9191.AI is simple to operate and supports RMB payments; if multi-scenario payments or higher stability are required, other U-card platforms are more advantageous. Regardless of the choice, paying attention to account security and payment compliance is crucial to ensure a smooth subscription experience.